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Terms of Use for BETTER INSURE IT  LLC

Terms of Use
Effective Date: 05/06/2024

Welcome to Better Insure It LLC (“we,” “us,” “our,” or “the Company”). By purchasing, accessing, or using our Programs, Products, and Services, you agree to the terms outlined here. If at any time you do not agree, please do not use our services.

1. Service Overview

Better Insure It LLC provides health and life insurance brokerage services, including Medicare, Critical Illness, and Final Expense Burial Insurance solutions. The term “you” refers to any purchaser and/or user of our Programs, Products, and Services.

2. Consent and Eligibility

  • By using our Programs, Products, and Services, you agree to abide by these Terms of Use, Disclaimer, Privacy Policy, and other applicable terms.
  • All users must be at least 18 years old.

3. Opt-In Consent for Communication

  • By providing your contact information, you consent to receive marketing emails, text messages, and phone calls from us. These may include updates, promotions, and relevant services.
  • You can opt out of texts by replying “STOP” or contacting us directly.

4. Intellectual Property Rights

  • We grant you a revocable, non-transferable license for personal use of our content.
  • You are prohibited from reproducing, selling, or redistributing our Program Materials without permission.

5. Prohibited Conduct

  • You agree not to use our Programs, Products, Services, or Program Materials in a way that violates our intellectual property rights, is unlawful, or causes harm.

6. Confidential Information and Privacy

  • We take precautions to protect your personal information as outlined in our Privacy Policy.
  • You are responsible for maintaining the confidentiality of your passwords and account.

7. Disclaimer and Limitations of Liability

  • Our Programs, Products, and Services are for informational purposes only and do not constitute financial or legal advice.
  • We are not liable for direct, indirect, or consequential damages arising out of your use of our services.

8. Modification of Terms

  • We may modify these terms periodically and will communicate changes promptly.

9. Dispute Resolution

  • Any disputes must be resolved through binding arbitration according to the American Arbitration Association Rules.

10. Contact Information

If you have any questions, please contact us at:

Better Insure It LLC
Tampa, FL 33602
727-210-5452
contact@betterinsureit.com

Disclaimer

Effective Date: 05/06/2024

1. Informational Purposes

Our Programs, Products, Services, and Program Materials are intended for informational and educational purposes only. We exclude liability for any direct or indirect loss or damage incurred from their use, including accidents, delays, injuries, or business interruptions. We are not liable for the conduct of any participant or user.

2. Legal and Financial Disclaimer

Our content is not business, financial, or legal advice. Please consult with your own accountant, lawyer, or financial advisor for specific advice. We are not responsible for your financial outcomes or decisions.

3. Earnings Disclaimer

We make no representations about future income, sales, or profitability. Results differ for each individual. Your outcomes are your responsibility.

4. Warranties Disclaimer

We provide our Programs, Products, and Services “as is,” without warranties. We do not guarantee uninterrupted or error-free service, nor the accuracy, reliability, or completeness of information.

5. Technology and Errors

We strive to deliver uninterrupted service but cannot guarantee availability at all times. We are not liable for any delays, interruptions, or errors in service delivery.

6. Links to Other Websites

Links to external websites are for convenience and do not imply our endorsement. Review their terms and policies before use.

7. Indemnification and Limitation of Liability

You agree to indemnify and hold harmless our Company, affiliates, and partners against any claims arising from your use of our services. We will not be liable for accidents, injuries, lost profits, or other damages.

8. Conduct

Use our Programs, Products, and Services for lawful purposes only. Avoid illegal activities, impersonation, or content that violates intellectual property rights.

    Confidentiality and Privacy

    Confidential Information. To use our Programs, Products, Services or Program Materials, we may seek personal data or information including your name, e-mail address, phone number, street address, billing information, birthday, preferences, interests, assignments, or other personally-identifying information (“Confidential Information”), or you may offer or provide a comment, photo, image, video or any other submission to us when using or participating in our Programs, Products, Services or Program Materials (“Other Information”). By providing such Confidential Information or Other Information to us, you grant us permission to use and store such information. We, in turn, will use our best efforts to keep your Confidential Information safe, secure and confidential in accordance with these Terms of Use and our full Privacy Policy which may be found on our Website. If you believe that any of your Confidential Information is incorrect or incomplete, please contact us as soon as possible. We will promptly correct any Confidential Information found to be incorrect.

    What We Do With Confidential Information.  We request and require various personal data and/or Confidential Information to understand your needs and provide you with better services. In addition, we may use such data and Confidential Information for the following reasons: (1) for internal record keeping, (2) to improve our Programs, Products, Services or Program Materials, (3) to periodically send promotions about new Programs, Products or Services or other special offers from which you may unsubscribe at any time, (4) for aggregate, non-identifiable data for research purposes, (5) to customize the respective Programs, Products or Services you purchase or use according to your interests and/or (6) for support or communication related to your Program, Product, Service or Program Materials.

    Storage.  All data and Confidential Information is stored through a data management system. This data and Confidential Information can only be accessed by those who help manage that information in order to deliver e-mail or otherwise contact those who would like to receive our correspondence.  You agree and acknowledge that we, including but not limited to our team, staff and affiliates, and those who manage the data management system may have access to your Confidential Information.

    Confidentiality and Disclosure. All Confidential Information will be held in confidentiality and will not be disclosed to third parties, except that we may disclose Confidential Information and personally identifiable information: (1) pursuant to this terms of these Terms of Use and Privacy Policy and our Disclaimer, (2) if we are required to do so by law, (3) in the good-faith belief that such action is necessary to conform to the law, (4) to comply with any legal process served on either us or our partners, sponsors, investors, or affiliates, (5) to protect and defend our rights or property or those of our users or purchasers, and/or (6) to act as immediately necessary in order to protect the personal safety of our users, purchasers, or the public. We will not sell, distribute or lease your Confidential Information to third parties unless we have your permission or are required by law to do so.

    Viewing by Others. Note that whenever you make your Confidential Information or Other Information available for viewing by others such as through our Programs, Products, Services, or Program Materials, our Website or social media, the Confidential Information or Other Information that you share also can be seen, collected and used others, and therefore, we cannot be responsible for any unauthorized use by others of such Confidential Information or Other Information that you voluntarily share online or in any other manner.

    How We Use Cookies.  We may use the standard “cookies” feature of major web browsers. We do not set any Confidential Information in cookies, nor do we employ any data-capture mechanisms on our Website other than cookies. You may choose to disable cookies through your own web browser’s settings. However, disabling this function may diminish your experience on the Website and some features of our Programs, Products, Services or Program Materials may not work as intended. We have no access to or control over any information collected by other individuals, companies or entities whose website or materials may be linked to our Programs, Products, Services or Program Materials.

    Passwords. To use certain features of our Programs, Products, Services, or Program Materials, you may be issued a group username and password or a unique individual username and password, which you will receive through your registration and/or purchase process. You may be able to change to username and/or password of your choosing. You are responsible for maintaining the confidentiality of the password and account, and are responsible for all activities (whether by you or by others) that occur under your password or account. You are not permitted to share your username and/or password with anyone. If we learn you have shared your username and/or password with another person, we reserve the right to immediately terminate your access to the Program, Product, Service, Program Materials, Website, private forum, Facebook group or any other related communication. It is your responsibility to protect your own password from disclosure to others. We cannot and will not be liable for any loss or damage arising from your failure to protect your password or account information. You are responsible for activities that take place using your password(s) and within your account. If you share your password(s) with anyone, they may be able to obtain access to your personal information at your own risk. You agree to notify us immediately of any unauthorized use of your password or account or any other breach of security, and to ensure that you exit from your account at the end of each session. By using our Programs, Products and Services, you agree to enter true and accurate information as part of the registration, purchase process and otherwise. If you enter a false email, we have the right to immediately inactivate your account. We will use our best efforts to keep your password(s) private and will not otherwise share your password(s) without your consent, except as necessary when the law requires it or in the good faith belief that such action is necessary, particularly when disclosure is necessary to identify, contact or bring legal action against someone who may be causing injury to others or interfering with our rights or property.

    If you have any questions about any term of these Terms of Use, please contact us at contact@betterinsureit.com.

    Thank you.